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Sunday, 29 September 2013

The future of Retirement : Investment

Retired personality and healthy and wealthy living formulas after retirement is a dream of every being.Mumbai based financial planner Harsh Vardhan Dawar of Wealth Cafe Financial Advisors agrees, noting that "our parents' generation tended to depend on their children.But people don't have that mindset anymore"

But trend is expected to grow as now current working generation preferring to build their own retirement corpus and don't leave things on their children.It is estimated that about 3% to 4% of the population depend on government funded programs, welfare schemes and corporate pensions and around 17% to 18% of the population depend on their investment, fixed deposits and small savings schemes.

Here you'll discover why to Invest in property:

1. Capital appreciation
Your home may go up in value, boosting your net worth and earning you a profit when you sell it.
2. Building equity
Rather than paying rent to a landlord which becomes an expense, by buying a place your mortgage payments are helping you build equity (once you subtract the interest payments) in your own property.
3. Rental yield
If you are buying a property for investment you can rent out the property and get a rental yield. Even if you are staying in it, you can rent out a room to get some income.
4. Hedge against inflation
During times of inflation, the purchasing power of money gets eroded, whereas hard assets (e.g. gold, property) tend to keep their value and rise in tandem.
5. Ability to leverage
Leverage magnifies your returns if the price goes up, but it also magnifies your losses if it goes down. Leverage also allows you to buy a more expensive place than you would have been able to without it.
6. Ability to make capital improvements to enhance value
When you buy a place you can renovate it (e.g. by painting it, or changing the fittings) to raise the value of your property. Contrast this to buying stocks where you are a passive investor (unless you own a significant percentage of the company).
7. Joy of home ownership

It’s nice to have a roof over your head that belongs to you. There’s no need to worry about a landlord raising your rent or chasing you out.


Monday, 23 September 2013

Inflation and Investment

Inflation will sap up our purchasing power for decades after retirement.The affects of inflation can be felt long before we quit our day job.And this phenomenon that reduces our purchasing power won't stop just because we handed in our resignation letter.In fact, accounting for inflation is even more important for retirees because of the lack of salary increases that working people often get .We must make sure that in account for inflation in our retirement budget by assuming that  we'll need to spend a higher and higher amount each year.

Inflation is uplifting itself day by day and chances of saving more is getting down. But investing somehow can save us from future monetary problems. That's what real estate industry is come up with like investments in installment ,booking of any property can be done easily at pocket price, and new one is assured return schemes, and so on.

Soft launch of property helps investors to invest easily at reasonable price and that also includes inaugural discount .Inaugural discount is mostly valid in first month of soft launch of project likewise Avalon Ridgview is carrying Rs.100 per sq. ft. as an inaugural discount.This kind of schemes can help us out in investing in property of our interest easily.

If you look at the hike in prices then investment in property can help us in gaining profit in future .Investors who already invested are earning good amount of returns.

Investing at right point of time in right thing will definitely give returns. Everything else depends on us and opportunity should be grabbed. 





Thursday, 19 September 2013

Neemrana... Will make us feel relaxed and healthy


Going through daily routine that too busy all day in my cyber city Gurgaon changes nothing . Listening  HONK HONK, traffic jam , hot sunny day and finally home to office and office to home. But going through pages suddenly  my eyes caught by heading Neemrana and the beauty of the place.Most interesting part mentioned was the residential projects where we can stay in our dream home in heaven like place.It hardly takes 1:30 hours from Gurgaon to Neemrana by drive.

Neemrana will soon be one of the greatest Japanese Zone which will create job opportunities on large scale and investing there will increase chances of good appreciation. Avalon Ridgeview in Neemrana is one of the projects with a wonderful demanding location. This project includes beautifully landscaped central park, ultra modern club,health care Gym,Swimming pool with splash pool,earthquake resistant framed structure, beautiful environment all around and what not.

Good news is that we can invest here in Avalon in Neemrana just at pocket price.
Avalon Ridgeview , Neemrana
Investors are lined up for Neemrana Avalon project reason being cool and calm place, industrial area near by, NH-8 location and a reasonable price which will appreciate accordingly.This is great opportunity i think to locate ourselves in upcoming NCR region.

Lets Invest in Best.....!!!!!


Sunday, 25 August 2013

NEW PRE-LAUNCHED PROJECT - AVALON GROUP at Neemrana

Avalon new projects "Ridgeview" in neemrana on NH - 8 , 2-3 BHK Residential Flats.


avalon ridgeview
Avalon Ridgeview


Location:-   NH - 8 , Near Japanese Zone , Neemrana
Developer:- 
Avalon Group


Projet highlights:
  • Fully Approved Project
  • Earthquake resistant RCC framed structure
  • Grand entrance with water bodies
  • Well planned rooms
  • Spacious lift lobbies
  • Large Balconies
  • More than 80% open area
  • Beautifully landscaped central park
  • Ultra-modern Club House
  • State-of-the-art Gym
  • Swimming pool with Splash pool